PRIVACY POLICY

LEGACYSHIELD

 

This Privacy Policy is effective as of January 5, 2017.

 

About LEGACYSHIELD

 

LegacyShield, LLC (“LEGACYSHIELD,” "we," "us" or "our") is a website that allows subscribers to store information on a secure database to be released to designated individuals as instructed by the subscriber; LEGACYSHIELD also provides certain subscribers access to third-party services, which may include but are not limited to legal document assembly software and attorney referral network services (collectively, the “Services”). This privacy statement describes LEGACYSHIELD’s privacy practices in relation to the use of the website and Services offered by LEGACYSHIELD.

1.              Your Privacy

Your privacy is important to us. LEGACYSHIELD is committed to protecting our subscribers’ information and to making sure our subscribers are aware of our practices regarding the privacy and security of their information. We want you to understand what information we collect from subscribers, how we handle that information and how you can contact us to correct any information we may have collected.

2.              What This Privacy Policy Entails

This Privacy Policy, together with the completed Subscription Agreement and our Terms of Use, guides our collection, storage and use of information, including personally identifiable and non-personally identifiable information, collected from the subscriber and access to that information to those person(s) expressly identified to us by a subscriber, only after the subscriber’s Notifier and Authenticators have confirmed a triggering event, which may include but is not limited to a subscriber’s death or incapacity. By executing the Subscription Agreement, and/or by accessing this Site or using our Services, you expressly consent and agree to the terms and conditions of this Privacy Policy, including our collection of, and access to your information in accordance with this Privacy Policy, our Terms of Use and the Subscription Agreement. If you do not agree, then please do not use these Services.

You also agree that you are at least eighteen years old, are not a resident of Quebec and have agreed to this Privacy Policy.

3.             Changes to This Privacy Policy

Any or all of this Privacy Policy may be changed at any time without notice to you. Your use of our website located at www.legacyshield.com (the “Site”) or your use of, or access to, our Services immediately after such changes are posted will mean you accept such changes. Therefore, each time you use our Site or use or access your information (as a subscriber), you should review this Privacy Policy.

We will post our revised Privacy Policy on our Site or elsewhere as we deem necessary and may provide the subscriber with notice of any changes by e-mail at the e-mail address the subscriber provides to us and which is maintained on the subscription account and/or to the email address provided when the subscriber executes his/her subscription agreement for the Service (the “Subscription Agreement”). For this reason, you should make sure that you maintain a current e-mail address with us. To update your information, please contact us at support@legacyshield.com or by mail at LEGACYSHIELD, 822 North A1A, Suite 310, Ponte Vedra Beach, Florida 32082. Please note that we do not provide updates to your insurance carriers, Notifiers, Authenticators and/or Recipients. You must contact any third parties directly if you believe such parties must receive any updated information.

4.             Information We Collect From You and Data Integrity.

We may collect personal information about you through the Site, including but not limited to the following types:

Registration information: When you register, you will be asked for basic registration information, such as an email address, password, security question and answer.

Identification information: You may also be asked to provide information to confirm your identity, including your first and last name, username, address, gender, birthday and phone number.

Payment information: You will be required to provide your credit card number, expiration date, and credit card security code to pay for our Services.

Voluntary information: By using our Services, you have the ability to voluntarily provide information relating to your insurance, finances, estate planning, etc.

Contests and surveys: You may be offered an opportunity to participate in a contest, survey, or other promotion. We may collect or you may submit information in connection with one of these promotions. You will be given the ability to decline.

Other information: We may request or receive other personal information such as feedback, questions, comments, suggestions, or ideas to provide you with other benefits or to improve upon the Services. In such instances, you will be given the opportunity to provide or decline that information.

SPECIAL NOTICE: Any comments, troubleshooting questions, suggestions and the like that you submit to us via our Site are not protected by this Privacy Policy and may be shared with third parties, whether by us or by other visitors to our Site. Accordingly, you agree that you are posting such information at your own risk such that you should not post any such information that you do not want shared with others.

 

LEGACYSHIELD only collects personally identifiable and non-personally identifiable information that a subscriber and/or insurance carrier provides to LEGACYSHIELD and is which relevant for the purposes for which it is to be used, to the extent reasonably necessary for legitimate business purposes, and in accordance with this Privacy Policy and Subscription Agreement. We also store contact information for the subscriber’s Authenticators, Notifiers and Recipients per the subscriber’s instructions. If a subscriber chooses to maintain in his/her account personally identifiable information, the subscriber, on behalf of him/herself and his/her Recipients, consents to the transfer and storage of that information on our servers located in Santa Clara, CA; the release of certain information to the subscriber’s insurers; Authenticators, Notifiers and Recipients’ access to the subscriber’s information in accordance with the subscriber’s Subscription Agreement; and instructions entered into the database by the subscriber.

WE DO NOT EDIT, ALTER, CORRECT OR ADVISE AS TO A SUBSCRIBER’S DESIGNATION OF RECIPIENTS OR SECURITY QUESTIONS/ANSWERS. ALL SUCH DECISIONS AND DIRECTIONS ARE MADE SOLELY BY THE SUBSCRIBER, AND WE ASSUME NO LIABILITY FOR AND EXPRESSLY DISCLAIM ANY RESPONSIBILITY FOR ANY DESIGNATION – OR LACK OF A DESIGNATION – FOR ACCESS TO SUBSCRIBER’S INFORMATION BY A RECIPIENT. SUCH DECISIONS ARE MADE ONLY BY THE SUBSCRIBER, AND OUR SERVICE ONLY EXECUTES SUBSCRIBER’S ENTERED INSTRUCTIONS.

 

LEGACYSHIELD has no obligation to otherwise verify, question or revise any Notifier, Authenticator or Recipient selected and/or identified by the subscriber and entered into the subscriber’s Account.

 

 

  • Non-personally identifiable information

 

We collect non-personally identifiable information from you through our Services and our Site. 

 

We collect non-personally identifiable information that we track and store about subscribers and persons accessing the Site, such as the use of the Services; when and how many times a subscriber uses, accesses, enters and/or changes information entered and/or maintained by a subscriber in his/her account; and the types and amounts of insurance coverage maintained by a subscriber.

 

We may also collect certain non-personally identifiable information from users’ browsers, including domain names, IP addresses, browser information, operating system information, or information relating to the content and features subscribers access, utilize or visit on the Site.

 

SPECIAL NOTICE: We may collect some of the non-personally identifiable information referenced herein through the use of third-party metrics and analytics tools. You acknowledge and agree that the third-party metrics and analytics companies utilized by us may combine the information collected with other information such companies have independently collected from other services or products relating to your activities. These companies collect and use information under their own terms of use and privacy policies, which LEGACYSHIELD is not responsible for and which you should carefully review.

 

5.              How the Information We Collect from You Is Used

LEGACYSHIELD may use the information we collect from you to

 

  • Manage your account and provide customer service
  • Notify insurers of subscriber-designated beneficiaries under each registered policy
  • Notify and confirm a triggering event with a subscriber’s “Authenticators”
  • Provide a link to the subscribers Account to the subscriber’s Recipient(s) upon an Authenticator’s confirmation of a triggering event, pursuant to the subscriber’s instructions entered into the Site by the subscriber
  • Improve our Site or Services, further personalize your experience or offer additional features or information (We may also use the information we collect to analyze our Site, our Services and its usage.)
  • Identify a subscriber’s account and authenticate a subscriber’s account using the information we collect from the subscriber
  • Use your email address provided to us by a subscriber if you are designated by the subscriber as an Authenticator, Notifier and/or Recipient
  • Notify you when this Privacy Policy has been updated or when Site and/or Service updates are available
  • Enforce our Subscription Agreement
  • Defend against fraud, lawsuits, or other criminal activity

6.              Third-Party Services

As of the date of this Privacy Policy, our Services are hosted by Amazon Web Services, and additional third-party services are provided by, but not limited to, LawDepot and LegalNature.com (collectively, “Third-Party Services”). Accordingly, you should review, read and accept the Terms of Use and Privacy Policy for all Third-Party Services. We are not responsible for these terms of use and/or privacy policies and practices, nor do we make any representations or warranties with respect to these terms of use or privacy practices or policies, and you should take it upon yourself to review, read and accept these terms and policies when you are using our Services.

 

If we change the current provider of one or more Third-Party Services or elect to host our Service at a future date, we will notify the subscriber either in the manner provided herein or by a posting on our Site. We have no obligation to so notify any Recipient, Notifier and/or Authenticator directly. If we change the current provider of one or more Third-Party Services, you should review, read and accept the Terms of Use and Privacy Policy of the new provider.

 

7.              How Certain Third Parties Use and Collect Information From You; Your Choices to Block Certain Tracking Devices

When you log on to our Site, use our Services and/or, as a Recipient, access information regarding the subscriber as directed by the subscriber, certain third parties may use automatic information collection technologies to collect information about you or your device. These third parties may include, without limitation,

·       Your device manufacturer

·       Your device service provider

·       Third-party host of our Services

These third parties may use tracking technologies to collect information about our users. This may include information about subscribers’ use of the Site and other applications and websites to serve them interest-based (behavioral) advertising. We do not control these third parties’ tracking technologies or how they may be used.

We strive to provide you with choices regarding the personal information you provide to us. This section describes mechanisms you can use to control certain use and disclosure of your information.

Tracking Technologies. You can set your browser to refuse all or some browser cookies or to alert you when cookies are being sent. If you disable or refuse cookies or block the use of other tracking technologies, some parts of the Site and Services may then be inaccessible or not function properly. THIS MAY IMPACT WHETHER LEGACYSHIELD WILL BE ABLE TO CONFIRM THE SUBSCRIBER’S DESIGNATED TRIGGERING EVENT AND/OR WHETHER A RECIPIENT CAN ACCESS THE SUBSCRIBER’S ACCOUNT AND THE SUBSCRIBER’S INFORMATION.

8.              How Long We Keep Your Personally Identifiable Information

LEGACYSHIELD only retains the personally identifiable information a subscriber provides to us as reasonably necessary for us to provide the Services for you and a subscriber’s Recipients to access, use and/or receive or provide information to the Services. If a subscriber advises us that a subscriber’s Account should be terminated and the subscriber’s data deleted, we will then remove and destroy from our database all information, records, etc., that a subscriber had previously provided to us. You hereby agree, on behalf of yourself and a subscriber’s Recipients, heirs, legal representatives and assigns, that we are permitted to rely upon a notice of termination and destruction from a subscriber if the proper password and/or credentials are presented to us, and we have no further obligation of independent verification before acting on such instructions. Without limiting the foregoing, the subscriber’s Account and data will be maintained (i) so long as the subscriber maintains his/her subscription and (ii) following the subscriber’s designated triggering event for a period of thirteen (13) months following LEGACYSHIELD’s email to Recipients providing a link to Subscriber’s Account (the “Notice Period”). Within 60 days after termination of a subscriber’s Account, the subscriber’s information will be removed from the subscriber’s Account portal, and, in all cases, the subscriber’s data will be destroyed and purged from the Account and the Services at the end of the Notice Period.

9.              Security

LEGACYSHIELD uses reasonable safeguards to protect the security, integrity and privacy of personally identifiable information provided to LEGACYSHIELD by users of our Site and Services, including encryption technologies to encrypt subscriber’s information. We also endeavor to protect your information by requiring that all our personnel, employees and others who have access to, or are associated with, the processing of a subscriber’s data respect the subscriber’s confidentiality. In addition, we have reasonable security measures in place in our physical facilities to protect against the loss or misuse of information at our Site and facilities that we have collected from you. However, you must carefully consider what information you share with us as we cannot guarantee that we will be able to block all attempted attacks to the security of our Site. We do not control use of information that a subscriber provides to his/her insurers, nor do we control the use of a subscriber’s information by any Recipient to whom a subscriber has instructed us to allow access upon the Service’s verification of subscriber’s designated triggering event from at least two of the subscriber’s Authenticators.

ALTHOUGH LEGACYSHIELD USES (AND WILL REQUIRE OUR THIRD-PARTY PROVIDERS TO USE) REASONABLE SECURITY PRECAUTIONS WITH RESPECT TO YOUR PERSONALLY IDENTIFIABLE INFORMATION COLLECTED FROM AND STORED ON OUR SERVERS, LEGACYSHIELD CANNOT GUARANTEE THAT ANY OF YOUR PERSONALLY IDENTIFIABLE INFORMATION STORED ON OUR SERVERS WILL BE FREE FROM UNAUTHORIZED ACCESS. TO THE FULLEST EXTENT NOT PROHIBITED BY LAW, LEGACYSHIELD DISCLAIMS ANY LIABILITY FOR, AND SHALL HAVE NO LIABILITY FOR, ANY LOSS OF, UNAUTHORIZED ACCESS OR DAMAGE TO, OR INTERCEPTION OF ANY OF YOUR PERSONALLY IDENTIFIABLE INFORMATION BEING STORED ON OUR SERVERS OR ON OUR SITE OR TRANSMITTED TO OR ACCESSED FROM OUR SERVICE BY A SUBSCRIBER’S RECIPIENT(S). WE CANNOT CONTROL A SUBSCRIBER’S RECIPIENTS’ USE OR FURTHER DISTRIBUTION OF A SUBSCRIBER’S INFORMATION ONCE A RECIPIENT ACCESSES THAT INFORMATION UPON PRESENTATION OF THE CREDENTIALS SPECIFIED BY SUBSCRIBER.  

10.           External Distribution of Personally Identifiable Information

We may provide a subscriber’s beneficiary and/or other information to the subscriber’s life insurance carrier to facilitate the subscriber’s notification of benefits payable under a subscriber’s registered policies.

We may provide a subscriber’s personally identifiable information in response to a verified request by law enforcement or other government officials relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any user of our Site or our Services to legal liability. We also can release a subscriber’s personally identifiable information in connection with an investigation of fraud, theft, intellectual property infringement, piracy or other unlawful activity or activity that violates this Privacy Policy, our Terms of Use and/or Subscription Agreement.

We may also disclose a subscriber’s personally identifiable information as well as contact information regarding a subscriber’s Notifier, Authenticator and Recipients and subscriber’s data in connection with an onward transfer (i) with respect to a merger, acquisition or sale of assets of LEGACYSHIELD or (ii) to a third party working on behalf of or providing services to LEGACYSHIELD. Without limiting the foregoing, we may provide a subscriber’s personally identifiable information and contact information provided to us by a subscriber for a subscriber’s Notifier, Authenticator and/or Recipients to contractors, service providers and other third parties we use to provide and/or host our Services and to support our business and who are authorized to use it only for the purposes for which we disclose it to them.

Other than as set forth herein and/or in a subscriber’s Subscription Agreement, LEGACYSHIELD does not share, rent or sell any personally identifiable information that we collect from you with any third parties. Once a subscriber’s information is released as directed by a subscriber, we have no control over the use of that data and/or with whom that data is shared by such person.

11.           Sharing of Information

Other than as set forth in this Privacy Policy, LEGACYSHIELD does not share, rent or sell any personally identifiable information that we collect from you with any third parties.

Notwithstanding the foregoing, LEGACYSHIELD may share or disclose non-personally identifiable information, whether aggregated or otherwise, with third parties including, without limitation, insurance agents, insurance brokers, insurance carriers, and financial advisors.

 

12.           How to Access, Review and Change Your Personally Identifiable Information; Upload Information into Your Database; and to Add, Change or Delete Notifiers, Authenticators and/or Recipients.

Please email us at support@legacyshield.com, or write to us at

LEGACYSHIELD

822 North A1A, Suite 310

Ponte Vedra Beach, FL 32082

 

13.          Opt-Out; Termination

If, at any time a subscriber should wish for us to no longer provide our Services or wish to have us delete or destroy any names, email addresses, content or communications a subscriber sends to us, please email us at support@legacyshield.com, or write to us at LEGACYSHIELD, 822 North A1A, Suite 310, Ponte Vedra Beach, Florida 32082. If a subscriber makes this election, all the subscriber’s data will be removed from our servers permanently. The subscriber expressly authorizes us to notify the subscriber’s insurers if a subscriber has terminated the Services.

California Residents:

If any of the subscriber’s Notifiers, Authenticators, Recipients or other parties to whom a subscriber directs us to provide electronic information or updates are located in California, please alert them to our Services and the subscriber’s direction to us to contact such persons. If such California residents object to electronic correspondence, please advise us immediately at support@legacyshield.com or write to us at LEGACYSHIELD, 822 North A1A, Suite 310, Ponte Vedra Beach, Florida 32082.

California Civil Code Section 1798.83 permits users of our Site and Services who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. LEGACYSHIELD does not disclose your personal information to third parties for direct marketing purposes.

14.           Third-Party Advertisers.

We may use and/or permit outside companies and third parties acting on their behalf to display ads on our Site. These ads and notices may contain cookies. Third parties may also post content to our Site. These postings may also contain cookies.

 

15.            Links.

The Site may provide links to other websites that LEGACYSHIELD thinks you will find interesting or useful. LEGACYSHIELD is not responsible for the privacy practices of these other sites. If you access such third-party sites, please review their privacy policies and terms of use.

16.           Governing Law; Jurisdiction and Waiver of Jury Trial

By accessing the Site, and by accessing and using our Services, you agree that the laws of the State of Florida, without regard to principles of conflict of laws, will govern this Privacy Policy and any dispute of any sort that might arise between you and us, including without limitation any tort claims. Any such dispute shall be adjudicated in the federal and state courts in Florida, and we each consent to exclusive jurisdiction and venue in such courts and waive any and all rights to claim inconvenient forum or immunity. WE BOTH EXPRESSLY AGREE HEREBY, TO THE FULLEST EXTENT PERMITTED BY LAW, TO WAIVE THE RIGHT TO A TRIAL BY JURY.

17.           Binding Agreement

You agree that the limitation of liability provision contained in the Terms of Use and Subscription Agreement applies to any and all disputes and claims arising out of or relating to this Privacy Policy, your use of the Services, and our storage of and access to a subscriber’s information and/or documents as directed by a subscriber and any information you provide to LEGACYSHIELD. This Privacy Policy is binding upon the subscriber and his/her heirs, legal representatives and assigns. This Privacy Policy is also binding upon any visitor to the Site, including without limitation Notifies and Authenticators, and any Recipient who visits the Site and/or accepts a link to a subscriber’s Account.

18.           Contact Us About Our Privacy Policy

Should you have any questions about our Privacy Policy, please contact us by writing to

LEGACYSHIELD

822 North A1A

Suite 310

Ponte Vedra Beach, FL 32082

 

or by emailing us at support@legacyshield.com.

Last updated: January 5, 2017