LegacyShield, LLC (“LEGACYSHIELD,” "we," "us" or "our") is a website that allows subscribers to store information on a secure database to be released to designated individuals as instructed by the subscriber; LEGACYSHIELD also provides certain subscribers access to third-party services, which may include but are not limited to legal document assembly software and attorney referral network services (collectively, the “Services”). This privacy statement describes LEGACYSHIELD’s privacy practices in relation to the use of the website and Services offered by LEGACYSHIELD.
1. Your Privacy
Your privacy is important to us. LEGACYSHIELD is committed to protecting our subscribers’ information and to making sure our subscribers are aware of our practices regarding the privacy and security of their information. We want you to understand what information we collect from subscribers, how we handle that information and how you can contact us to correct any information we may have collected.
4. Information We Collect From You and Data Integrity.
We may collect personal information about you through the Site, including but not limited to the following types:
Registration information: When you register, you will be asked for basic registration information, such as an email address, password, security question and answer.
Identification information: You may also be asked to provide information to confirm your identity, including your first and last name, username, address, gender, birthday and phone number.
Payment information: You will be required to provide your credit card number, expiration date, and credit card security code to pay for our Services.
Voluntary information: By using our Services, you have the ability to voluntarily provide information relating to your insurance, finances, estate planning, etc.
Contests and surveys: You may be offered an opportunity to participate in a contest, survey, or other promotion. We may collect or you may submit information in connection with one of these promotions. You will be given the ability to decline.
Other information: We may request or receive other personal information such as feedback, questions, comments, suggestions, or ideas to provide you with other benefits or to improve upon the Services. In such instances, you will be given the opportunity to provide or decline that information.
WE DO NOT EDIT, ALTER, CORRECT OR ADVISE AS TO A SUBSCRIBER’S DESIGNATION OF RECIPIENTS OR SECURITY QUESTIONS/ANSWERS. ALL SUCH DECISIONS AND DIRECTIONS ARE MADE SOLELY BY THE SUBSCRIBER, AND WE ASSUME NO LIABILITY FOR AND EXPRESSLY DISCLAIM ANY RESPONSIBILITY FOR ANY DESIGNATION – OR LACK OF A DESIGNATION – FOR ACCESS TO SUBSCRIBER’S INFORMATION BY A RECIPIENT. SUCH DECISIONS ARE MADE ONLY BY THE SUBSCRIBER, AND OUR SERVICE ONLY EXECUTES SUBSCRIBER’S ENTERED INSTRUCTIONS.
LEGACYSHIELD has no obligation to otherwise verify, question or revise any Notifier, Authenticator or Recipient selected and/or identified by the subscriber and entered into the subscriber’s Account.
- Non-personally identifiable information
We collect non-personally identifiable information from you through our Services and our Site.
We collect non-personally identifiable information that we track and store about subscribers and persons accessing the Site, such as the use of the Services; when and how many times a subscriber uses, accesses, enters and/or changes information entered and/or maintained by a subscriber in his/her account; and the types and amounts of insurance coverage maintained by a subscriber.
We may also collect certain non-personally identifiable information from users’ browsers, including domain names, IP addresses, browser information, operating system information, or information relating to the content and features subscribers access, utilize or visit on the Site.
5. How the Information We Collect from You Is Used
LEGACYSHIELD may use the information we collect from you to
- Manage your account and provide customer service
- Notify insurers of subscriber-designated beneficiaries under each registered policy
- Notify and confirm a triggering event with a subscriber’s “Authenticators”
- Provide a link to the subscriber’s Account to the subscriber’s Recipient(s) upon an Authenticator’s confirmation of a triggering event, pursuant to the subscriber’s instructions entered into the Site by the subscriber
- Improve our Site or Services, further personalize your experience or offer additional features or information (We may also use the information we collect to analyze our Site, our Services and its usage.)
- Identify a subscriber’s account and authenticate a subscriber’s account using the information we collect from the subscriber
- Use your email address provided to us by a subscriber if you are designated by the subscriber as an Authenticator, Notifier and/or Recipient
- Enforce our Subscription Agreement
- Defend against fraud, lawsuits, or other criminal activity
6. Third-Party Services
7. How Certain Third Parties Use and Collect Information From You; Your Choices to Block Certain Tracking Devices
When you log on to our Site, use our Services and/or, as a Recipient, access information regarding the subscriber as directed by the subscriber, certain third parties may use automatic information collection technologies to collect information about you or your device. These third parties may include, without limitation,
· Your device manufacturer
· Your device service provider
· Third-party host of our Services
These third parties may use tracking technologies to collect information about our users. This may include information about subscribers’ use of the Site and other applications and websites to serve them interest-based (behavioral) advertising. We do not control these third parties’ tracking technologies or how they may be used.
We strive to provide you with choices regarding the personal information you provide to us. This section describes mechanisms you can use to control certain use and disclosure of your information.
8. How Long We Keep Your Personally Identifiable Information
LEGACYSHIELD only retains the personally identifiable information a subscriber provides to us as reasonably necessary for us to provide the Services for you and a subscriber’s Recipients to access, use and/or receive or provide information to the Services. If a subscriber advises us that a subscriber’s Account should be terminated and the subscriber’s data deleted, we will then remove and destroy from our database all information, records, etc., that a subscriber had previously provided to us. You hereby agree, on behalf of yourself and a subscriber’s Recipients, heirs, legal representatives and assigns, that we are permitted to rely upon a notice of termination and destruction from a subscriber if the proper password and/or credentials are presented to us, and we have no further obligation of independent verification before acting on such instructions. Without limiting the foregoing, the subscriber’s Account and data will be maintained (i) so long as the subscriber maintains his/her subscription and (ii) following the subscriber’s designated triggering event for a period of thirteen (13) months following LEGACYSHIELD’s email to Recipients providing a link to Subscriber’s Account (the “Notice Period”). Within 60 days after termination of a subscriber’s Account, the subscriber’s information will be removed from the subscriber’s Account portal, and, in all cases, the subscriber’s data will be destroyed and purged from the Account and the Services at the end of the Notice Period.
LEGACYSHIELD uses reasonable safeguards to protect the security, integrity and privacy of personally identifiable information provided to LEGACYSHIELD by users of our Site and Services, including encryption technologies to encrypt subscriber’s information. We also endeavor to protect your information by requiring that all our personnel, employees and others who have access to, or are associated with, the processing of a subscriber’s data respect the subscriber’s confidentiality. In addition, we have reasonable security measures in place in our physical facilities to protect against the loss or misuse of information at our Site and facilities that we have collected from you. However, you must carefully consider what information you share with us as we cannot guarantee that we will be able to block all attempted attacks to the security of our Site. We do not control use of information that a subscriber provides to his/her insurers, nor do we control the use of a subscriber’s information by any Recipient to whom a subscriber has instructed us to allow access upon the Service’s verification of subscriber’s designated triggering event from at least two of the subscriber’s Authenticators.
ALTHOUGH LEGACYSHIELD USES (AND WILL REQUIRE OUR THIRD-PARTY PROVIDERS TO USE) REASONABLE SECURITY PRECAUTIONS WITH RESPECT TO YOUR PERSONALLY IDENTIFIABLE INFORMATION COLLECTED FROM AND STORED ON OUR SERVERS, LEGACYSHIELD CANNOT GUARANTEE THAT ANY OF YOUR PERSONALLY IDENTIFIABLE INFORMATION STORED ON OUR SERVERS WILL BE FREE FROM UNAUTHORIZED ACCESS. TO THE FULLEST EXTENT NOT PROHIBITED BY LAW, LEGACYSHIELD DISCLAIMS ANY LIABILITY FOR, AND SHALL HAVE NO LIABILITY FOR, ANY LOSS OF, UNAUTHORIZED ACCESS OR DAMAGE TO, OR INTERCEPTION OF ANY OF YOUR PERSONALLY IDENTIFIABLE INFORMATION BEING STORED ON OUR SERVERS OR ON OUR SITE OR TRANSMITTED TO OR ACCESSED FROM OUR SERVICE BY A SUBSCRIBER’S RECIPIENT(S). WE CANNOT CONTROL A SUBSCRIBER’S RECIPIENTS’ USE OR FURTHER DISTRIBUTION OF A SUBSCRIBER’S INFORMATION ONCE A RECIPIENT ACCESSES THAT INFORMATION UPON PRESENTATION OF THE CREDENTIALS SPECIFIED BY SUBSCRIBER.
10. External Distribution of Personally Identifiable Information
We may provide a subscriber’s beneficiary and/or other information to the subscriber’s life insurance carrier to facilitate the subscriber’s notification of benefits payable under a subscriber’s registered policies.
We may also disclose a subscriber’s personally identifiable information as well as contact information regarding a subscriber’s Notifier, Authenticator and Recipients and subscriber’s data in connection with an onward transfer (i) with respect to a merger, acquisition or sale of assets of LEGACYSHIELD or (ii) to a third party working on behalf of or providing services to LEGACYSHIELD. Without limiting the foregoing, we may provide a subscriber’s personally identifiable information and contact information provided to us by a subscriber for a subscriber’s Notifier, Authenticator and/or Recipients to contractors, service providers and other third parties we use to provide and/or host our Services and to support our business and who are authorized to use it only for the purposes for which we disclose it to them.
Other than as set forth herein and/or in a subscriber’s Subscription Agreement, LEGACYSHIELD does not share, rent or sell any personally identifiable information that we collect from you with any third parties. Once a subscriber’s information is released as directed by a subscriber, we have no control over the use of that data and/or with whom that data is shared by such person.
Notwithstanding the foregoing, LEGACYSHIELD may share or disclose non-personally identifiable information, whether aggregated or otherwise, with third parties including, without limitation, insurance agents, insurance brokers, insurance carriers, and financial advisors.
12. How to Access, Review and Change Your Personally Identifiable Information; Upload Information into Your Database; and to Add, Change or Delete Notifiers, Authenticators and/or Recipients.
Please email us at email@example.com, or write to us at
822 North A1A, Suite 310
Ponte Vedra Beach, FL 32082
13. Opt-Out; Termination
If, at any time a subscriber should wish for us to no longer provide our Services or wish to have us delete or destroy any names, email addresses, content or communications a subscriber sends to us, please email us at firstname.lastname@example.org or write to us at LEGACYSHIELD, 822 North A1A, Suite 310, Ponte Vedra Beach, Florida 32082. If a subscriber makes this election, all the subscriber’s data will be removed from our servers permanently. The subscriber expressly authorizes us to notify the subscriber’s insurers if a subscriber has terminated the Services.
If any of the subscriber’s Notifiers, Authenticators, Recipients or other parties to whom a subscriber directs us to provide electronic information or updates are located in California, please alert them to our Services and the subscriber’s direction to us to contact such persons. If such California residents object to electronic correspondence, please advise us immediately at email@example.com or write to us at LEGACYSHIELD, 822 North A1A, Suite 310, Ponte Vedra Beach, Florida 32082.
California Civil Code Section 1798.83 permits users of our Site and Services who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. LEGACYSHIELD does not disclose your personal information to third parties for direct marketing purposes.
14. Third-Party Advertisers.
We may use and/or permit outside companies and third parties acting on their behalf to display ads on our Site. These ads and notices may contain cookies. Third parties may also post content to our Site. These postings may also contain cookies.
16. Governing Law; Jurisdiction and Waiver of Jury Trial
17. Binding Agreement
822 North A1A
Ponte Vedra Beach, FL 32082
or by emailing us at firstname.lastname@example.org.
Last updated: January 5, 2017